Key Facts
• NTT Docomo Business CEO Katsushige Kojima announced the service on August 3, 2025.
• Loan mediation service for small and medium-sized enterprises (SMEs) to start in fall 2025.
• Uses AI-based proprietary screening model to offer lower interest rates than competitors.
• Aims to expand corporate transactions to 600,000 companies.
• NTT Docomo Business became a subsidiary of NTT Docomo in 2022.
• Plans to double non-mobile service revenue to ¥100 billion by fiscal year 2027.
• Loan mediation handled by Docomo Finance, supporting working capital procurement.
• Collaboration with Sumishin SBI Net Bank, recently acquired by NTT Docomo, is under consideration.
• NTT Docomo Business was rebranded from NTT Communications in July 2025.
• Mobile services currently account for 80% of SME transactions.
Summary
NTT Docomo Business, formerly NTT Communications, will launch a low-interest loan mediation service for SMEs in fall 2025. CEO Katsushige Kojima revealed that the service will leverage an AI-based proprietary screening model to offer competitive interest rates. The initiative aims to expand corporate transactions to 600,000 companies and double non-mobile service revenue to ¥100 billion by fiscal year 2027. The loans will be mediated by Docomo Finance, with potential collaboration with Sumishin SBI Net Bank, recently acquired by NTT Docomo. This move aligns with NTT Docomo Business’s strategy to strengthen SME relations and diversify beyond mobile services, which currently dominate 80% of its transactions.
